Financial Literacy
The White House defined personal financial literacy as “the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being” (2008 Annual Report to the President).
Financial literacy can cover a variety of topics, from daily tasks such as balancing your checkbook or paying your bills, planning and paying for postsecondary education, to long-term objectives like buying a home or planning for retirement.
The information offered below is to support you in making some of these financial decisions, and to provide you with tips and strategies on how to 1) borrow responsibly, 2) manage your student loans, and 3) prepare for loan repayment.
In the News…
Student Loan Grace Period Over, Now What?
9 Tips to Scale Back Student Loan Payments
10 Tips for Zapping Student Loan Debt
Saving and Borrowing Money
Money Basics
Credit Cards
Financial Knowledge
U.S. Governments Website for Financial Education Instruction:
Manage Your Money Literacy Program
Helpful Repayment Loan Websites
Public Service Loan Forgiveness
Repaying Student Loans Quick Reference Guide
Repayment Plans and Calculator
To view your Federal Student Loan Indebtedness:
To get your Free Annual Credit Report:
Direct Loan Servicer Information
Pennsylvania Higher Education Assistance Agency (PHEAA) (800) 699-2908